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Personal loans: Missed your payment? Here are the consequences you may face

New Delhi, May 22 -- Missing personal loan payments won't land you in jail, but it can cause significant financial stress and damage your future credit opportunities. Here's what can happen: At this ... Read More


Maximize retirement savings with NPS flexibility, says Bhagat of DSP Pension Fund Managers

New Delhi, May 22 -- The National Pension Scheme (NPS) is designed to provide a sustainable and long-term solution for retirement planning, says Rahul Bhagat, CEO, DSP Pension Fund Managers. In an in... Read More


Buying a home in your 40s? Here are 4 key things to keep in mind

New Delhi, May 22 -- In their forties, many people wish to purchase a home. This decade of life typically results in a more established career, presumably higher income, and greater savings compared t... Read More


Personal loan balance transfer: How to refinance your debt? MintGenie explains

New Delhi, May 22 -- A personal loan balance transfer is when you refinance your current outstanding debt with a different lender with, ideally, a lower interest rate. This can save you money on the l... Read More


Want to pre-close your personal loan? Here's what you should keep in mind

New Delhi, May 13 -- Personal loans are unsecured, which means you don't have to offer any collateral (such as a car or house) to be eligible. While this makes them more accessible than secured loans,... Read More


A home loan top-up can help borrowers get extra funds, says Kathuria of Easiloan

New Delhi, May 13 -- Interest rates are typically lower compared to those of personal or home loans, says Pramod Kathuria, Founder and CEO, Easiloan. In an interview with MintGenie, Kathuria said tha... Read More


Considering taking a personal loan for medical expenses? Keep these 3 key factors in mind

New Delhi, May 13 -- A frequent use of personal loans is covering medical expenses, which many people opt for. Here's the rationale behind this choice: Yet, there are factors to weigh before opting f... Read More


Personal Loan: 4 key advantages of setting automatic payments

New Delhi, May 7 -- Automating your personal loan payments is an excellent method for simplifying your finances and efficiently managing your debt. There are several advantages to setting up automatic... Read More


Personal Loan: How to choose the right payment plan? Here are some essential points to keep in mind

New Delhi, May 7 -- Selecting the optimal payment plan for your personal loan entails evaluating various factors to determine the option that aligns best with your financial circumstances and objectiv... Read More


How to secure a personal loan with poor credit score? Here are the steps to help you get approval

New Delhi, May 6 -- Securing a personal loan with a poor credit history may necessitate additional measures, but it remains achievable. A poor credit score can pose challenges, but there are strategie... Read More